Who are NRIs?

An Indian Citizen who stays abroad for employment/carrying on business or vocation outside India or stays abroad under circumstances indicating an intention for an uncertain duration of stay abroad is a non-resident. (Persons posted in U.N. Organisations and Officials deputed abroad by Central/State Governments and Public Sector undertakings on temporary assignments are also treated as non-residents)

Non resident foreign citizens of Indian Origin are treated on par with non-resident Indian Citizens (NRIs) for the purpose of certain facilities.

An NRI (Non-Resident Indian) is an Indian citizen who is ordinarily residing outside India and holds an Indian Passport. As to where a PIO (Person of Indian Origin) /OCI (Overseas Citizen of India) card holders are people whose ancestors were of Indian Nationality and who presently hold another countries’ citizenship/nationality (that is, he/she holds a foreign passport). In respect of facilities available in economic, financial and educational fields, PIO/OCI is considered the equivalent of an NRI.

Although PIO and OCI cards have the same description and are similar in nature, they do each have distinct differences.


Find out about the three categories of NRIs.

To Reflect Upon

bulletHow do NRIs affect the economy of India?